Premises liability encompasses all injuries that occur on someone else's property due to unsafe conditions. In Texas, this includes slip and falls, inadequate security, swimming pool accidents, elevator/escalator injuries, parking lot incidents, and toxic exposure. Property owners, landlords, and business operators all owe duties to visitors, though the specific duty depends on the visitor's legal status.
Get My Free Premises Liability Estimate →Texas premises liability is governed by common law and statutory provisions. Property owners owe the highest duty to invitees, a lesser duty to licensees, and minimal duty to trespassers (except child trespassers under the attractive nuisance doctrine). Under Chapter 95 of the Texas Civil Practice & Remedies Code, specific rules apply to claims against property owners for injuries to independent contractors. Comparative fault applies.
Statute of Limitations
2 Years
Comparative Fault
51% Bar Rule
Damage Caps
No Cap
Minor premises liability injuries settle for $12,000 to $30,000. Moderate injuries range from $30,000 to $125,000. Severe injuries — especially those involving inadequate security leading to assault, or catastrophic falls — can produce settlements of $125,000 to $750,000+.
| Severity | Typical Settlement Range |
|---|---|
| Minor Injury | $12,000 |
| Moderate Injury | $30,000 - $125,000 |
| Severe / Catastrophic | $125,000 - $750,000+ |
These ranges are based on publicly available Texas verdict and settlement data. Actual outcomes vary based on specific facts and circumstances.
Broken Bones (Fractures), Traumatic Brain Injury (TBI), Burns, Back Injury, Knee Injury, Soft Tissue Injury, Hip Injury
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Slip and Fall • Dog Bite • Workplace Injury • Nursing Home Abuse • Construction Accident
Premises liability holds property owners and occupiers responsible for injuries caused by unsafe conditions on their property. This includes slip and falls, inadequate security, dog bites, swimming pool accidents, and any hazardous condition the owner knew or should have known about.
Settlements range from $12,000 for minor injuries to $750,000+ for catastrophic cases. Inadequate security cases leading to violent crime often produce the highest awards due to the severity of harm.
Yes. Texas landlords have a duty to maintain common areas and fix known hazards. Under the Texas Property Code, landlords must also install functioning locks and security devices. Failure to do so can result in liability for break-ins and assaults.
As a social guest (licensee), you can sue if the homeowner knew about a dangerous condition and failed to warn you. The duty is lower than for business invitees, but liability is still possible.
Yes. Most homeowner's insurance policies include liability coverage (typically $100,000 to $300,000) that covers injuries on the property. Umbrella policies may provide additional coverage.
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