Texas Personal Injury Statistics & Settlement Data

Comprehensive data on Texas personal injury settlements, verdicts, statutes, and damage thresholds. Updated for 2026.

Average Texas Settlements by Case Type

Case Type Minor Injury Moderate Injury Severe / Catastrophic
Car Accident$10,000 – $25,000$50,000 – $200,000$200,000 – $1,000,000+
Truck Accident$25,000 – $50,000$100,000 – $500,000$500,000 – $5,000,000+
Medical Malpractice$50,000 – $100,000$150,000 – $500,000$500,000 – $2,000,000+
Slip & Fall$8,000 – $20,000$25,000 – $100,000$100,000 – $500,000+
Workplace Injury$10,000 – $30,000$50,000 – $200,000$200,000 – $1,000,000+
Product Liability$15,000 – $50,000$75,000 – $300,000$300,000 – $5,000,000+
Wrongful DeathN/A$250,000 – $750,000$1,000,000 – $10,000,000+

Note: These ranges are based on publicly available Texas verdict and settlement data. Actual case values vary significantly based on specific facts, evidence, jurisdiction, and insurance coverage.

Texas Statute of Limitations

Claim Type Time Limit
General personal injury2 years from date of injury
Medical malpractice2 years from date of injury or discovery (max 10 years)
Wrongful death2 years from date of death
Product liability2 years from date of injury (15-year repose for products)
Claims against government6-month notice + 2 years under Texas Tort Claims Act
MinorsTolled until age 18, then 2 years

Texas Damage Caps & Legal Thresholds

Comparative Fault (51% Bar Rule)

Texas uses a modified comparative fault system. You can recover damages only if you are 50% or less at fault. Your award is reduced by your fault percentage. At 51% or more fault, you are completely barred from recovery. This is codified in Texas Civil Practice & Remedies Code Chapter 33.

Medical Malpractice Damage Caps

Under Texas Civil Practice & Remedies Code Section 74.301, non-economic damages in medical malpractice cases are capped at $250,000 per individual healthcare provider and $500,000 aggregate for healthcare institutions. Economic damages (medical bills, lost wages) have no cap.

Punitive Damages Cap

Texas caps punitive (exemplary) damages at the greater of: (1) $200,000, or (2) two times the amount of economic damages plus up to $750,000 in non-economic damages. Punitive damages require proof of fraud, malice, or gross negligence by clear and convincing evidence.

No General Compensatory Damage Caps

Texas does not impose caps on compensatory damages (economic or non-economic) in most personal injury cases including car accidents, truck accidents, premises liability, and product liability. Only medical malpractice cases are subject to non-economic damage caps.

Workers' Compensation in Texas

Texas is the only state where employers can legally opt out of workers' compensation insurance. Non-subscriber employers lose most common-law defenses and can be sued directly in personal injury court. Employees of subscriber employers are generally limited to workers' comp benefits and cannot sue their employer.

Texas Personal Injury Fast Facts

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